let's see what is going on here
Let's

to be the hot water temperature,

to be
milk (room) temperature,

to be the thermal conductivity, (which we assume to be constant)

=15 min,

and

to be the
heat capacity of water and milk.
1) if we mix the hot water with milk at the beginning
then the mixture temperature is
The temperature after 15 minutes will be
2)if we mix afterwards
the water temperature after 15 minutes will be
The temperature after mixing will be

=
=
Now because

<

, then
the answer: the if we mix at the beginning, the cup will be slightly hotter, because it will take mor time for cup to cool.
We assumed that the thermal conductivity does not depend on the volueme of the liquid. Actually, for the metal cup the thermal loss will be higher for the cup with milk, and both cups could have the same temperature at the end. It is also possible for cup 2 to be hotter as well. As to validity of summation of the specific heat of water and milk, it is justified because milk is actually a mixture itself, and no chemical reaction occurs if we mix milk with water.