Is entropy consistent from all reference frames? For an observer at the surface of a black hole, a finite amount of time would pass, but the observer would observe an unbounded amount of time passing for the outside universe, hence from his/her reference frame, information, entropy of the outside universe increases without bound, second law of thermodynamics. From the outside observer's perspective, the infalling observer redshifts into nothing. But they must agree on the same information content: that is, entropy, due to the laws of physics being invariant. Thus, black holes have maximum entropy. This entropy is encoded on the surface of the black hole since the outside observer never sees the infalling observer pass the event horizon. Is this reasoning correct?