I am confused about black hole horizons and such common statements as "light cannot escape from inside the horizon". The way I currently understand it is as follows : 1. Horizons are always relative to an observer, and what is called "the black hole horizon" is just a shorthand for "the black hole horizon relative to a hovering observer", i.e. one with fixed spatial Schwarzchild coordinates. For a large back hole, this is essentially his Rindler horizon. 2. For other observers, the black hole horizon is different and may not exist. 3. For a free falling observer headed directly towards the singularity (constant angular Schwarzchild coordinates), I am guessing there is a naked singularity - and that light can in fact escape from the Schwarzchild interior region (as defined by the hovering observer) from his viewpoint, as the usual descrption of freefall across the horizon suggests. 4. For an oberver in free fall on a circular orbit, I wonder if there is a horizon, perhaps the same as for the hovering observer ? I am looking for clarification as to which of the above statements are correct, and if not in which way they are wrong. Thanks for your help.