Hello all. This fall will be my first semester at a University, and can not figure out how I should take out loans. My parenst are not going to pay for anything, and will not take out loans in their name either. I have to take out all the loans in my name. My school has offered me one student loan of 3500. I also am getting two scholarships that total 3000 and my pell grant totals 400, but this is deffinetely not enough. My school recomends it will cost a total of 16000 per year (including living expenses), and this is how much I plan it actually costin.. So I obviously need a bigger loan. I need one more 9000 loan (per year). Where should I be looking?