Sam deposts $10,000 at the beginning of each year for 12 years in an account paying 5% compounded annually. He then puts the total amount on deposit in another account paying 6% compounded semiannually for another 9 years. Find the final amount on deposit after the entire 21 year period. Did I understand this question right? He deposit 10,000 every year for 12 years and then put that amount in another account for another 9 years but without depositing anymore? the answer i got is $270978.43 can anybody just check that for me? thanks.