http://thewitlessinvestor.wordpress.com/2012/03/27/you-won-the-lottery-lump-sum-or-annuity/ "If I invested my lump sum of $259 million today, and earned on average 10% from my investment, then is 26 years,... I will have around $3 Billion." Besides a grammar error: "then >is = IN< 26 years" How in the world do you get from $259m to $3B in just 26 years?! That is x11.5 growth. Not even the Trumpster is that smart. Or has he taken a page from a ponzi schemer who went to jail? Nevermind that $363m / 26 annuity is $14m annually. No one could match 4% the feds guarantee; thus annuity is a much better choice. Plus, if current investments are bad, you just switch when you get the next check. And, ifcourse, you cant blow all your dough. It was said that the last PB jackpot winners of $570m who took the lump sum saved $90m over 30 years. Huh? Less money = less taxes. I dont see any savings here.