Hi, I am a rising sophomore and I am contemplating a major in physics&math. I'll be doing lab work this summer. I don't know what career to pick but I'll be $100k in debt when I graduate. My parents are not rich. And I wonder if there is any point of pursuing academia if your parents cannot pay for your education or at least leave you a nice inheritance? If I major in math&econ, i can get a $100k/year i-banking job straight out of college. So what's the point?