I'm just curious how many people here have had the "money talk" with their wife. Last night after my monthly enema, I mean bank/credit card bill reconciliation, I noticed that the derivative of my debt function seems to have a never ending positive slope. I looked at my paystub then looked at my debt function and then made the statement to myself, "I work for everyone else BUT ME!" Being the prudent businessman that I am I commanded Money to start running some reports on things such as, interest paid, late fees, overdraft charges, things of this nature. I love my wife dearly but she manages money like my kids do, spend before the bills are paid. This has lead to a 4 year period of overspending which is directly reflected by my CC debt. I tried to explain how I would like to take a more proactive role in the family finance and got, "Well if I do it so badly, you do it all yourself!" This was not the team oriented response I was hoping for. I probably made the mistake by then saying, "Fine, I'll handle it all from here on out." Is it wrong to want to get ahead in life and not just break even, or be forever paycheck to paycheck? Sorry, just had to vent. Hope everyone has a swell day!