Ok let me preface this a little without getting lauged at. I posted on here twice before. I am a banker, with an undergrad degree in business/economics (total joke). I am mostly interested in physics because 1) I am always curious about how everything works 2) my girlfriend is a chemistry major and I always feel stupid around her (even though she thinks I am smarter than her). I do actually enjoy finance but I am very unsatisfied with my understanding of the world. So, combining these two ideas, I think the best route is to go back for a physics undergrad degree, and then eventually get a phd. I am 23 now..I figured I could finish my phd by 33. With the phd, I will have the knowledge I want, feel smart, and then I can go back to finance and make even more money. With a business degree, banking experience, and a phd in physics, I think I can easily land a job as a derivatives trader, making a lot of money. Although money is not as important to me as it is to most bankers, I like to make a lot of money, and I am ok with sacrificing years if it means I will make money down the road. There are so many things I want to learn in life...after physics I would probably take an interest in chemistry, engineering, or computer science, or maybe even fitness which I really love. Anywho, so I checked out all of the colleges near me....there is NO way to take night classes and major in physics. The latest science classes are 4pm. I cannot afford to quit my dayjob for my passion. I need nightclasses. I have always regarded online universities as a joke, mostly because the people I know who take them are all lazy/stupid. However, are there any online universities that offer physics majors that I can take on nights and weekends? Any suggestions for which are best, and if it is worth it? Also, would I be able to get a phd later in life, or would grad programs laugh at me? I am wondering if it is possible to do this, without having a lab. Thanks in advance!