I have a first class honours degree in maths and physics and have just completed a masters degree in theoretical physics. At the beginning of my masters I was fairly sure I didn't want to do a PhD and so didn't bother applying. However, as the year went on, I have decided that I really am keen to pursue a PhD. As far as I'm aware, the main problem now would be funding. Am I too late to get funding to start before October 2012? I was looking at the ERPSC funds and they seem to suggest that I am. But I have heard of people starting PhDs in January. How do they get funding? Thanks for your help.