Will my car insurance go up after my first ticket?

In summary: I would not recommend this because it will only make the situation worse. In summary, if you plead guilty to a moving violation, the court may dismiss the ticket with no fine, but it will be viewable for a time to officers. If you plead not guilty, the court may give you a fine, a driving record citation, and/or a court appearance.
  • #1
Benzoate
422
0
Does it always increase when you get a ticket. I got a ticket for failing to stop at a stop sign , but I had the right of way because I arrived at the stop sign first but I before the other three cars as I turned right. What should I do to prevent my (or I should say parents') car insurance from going up? This is my first ticket
 
Physics news on Phys.org
  • #2
Depending which state you live in, if you pay twice the amount of the fine, they will dismiss the ticket and it won't go on your record. I did this on the tickets the Evo Child got. You should call the court that handles the ticket and ask them what's allowable, or contact an attorney that deals with tickets.
 
  • #3
My brother is a cop. In our area there is an option on our tickets that the officer can put on the ticket to make it simply a fine. It does not get reported to the Secretary of State once it is paid (no points on your license). Apparently it is up to the discretion of the officer though. You may have the same thing in your area. You may be lucky. I would call your county courthouse that deals with tickets and ask.

That being said, young drivers with moving violations are going to be a tough rap to beat. You could try to plead your case in court. Just hope that the officer doesn't show up. The the ticket would get dropped.
 
  • #4
FredGarvin said:
My brother is a cop. In our area there is an option on our tickets that the officer can put on the ticket to make it simply a fine.
Here the officer has the option of giving a warning which carries no fine. It doesn't go on your driving record either, but is viewable for a time to officers. They can see if in the last year you were let go with a warning and base their decision to give a ticket based on that information.
 
  • #5
You made a mistake/broke the law! Suffer the consequences, and learn from it!

Hmph!
 

1. Will my car insurance automatically increase after my first ticket?

It depends on the circumstances and your insurance company's policies. Some insurance providers may forgive your first ticket, while others may increase your rates.

2. How much will my car insurance go up after my first ticket?

The amount your car insurance will increase after your first ticket varies depending on the severity of the offense, your driving history, and your insurance provider's policies. It could range from a small increase to a significant jump in premiums.

3. How long will my car insurance rates stay increased after my first ticket?

Again, this can vary depending on your insurance company's policies. Typically, your rates will stay increased for 3-5 years, but it could be longer if the ticket was for a serious offense.

4. Can I avoid a car insurance increase after my first ticket?

In some cases, you may be able to avoid a car insurance increase by taking a defensive driving course or negotiating with your insurance provider. However, this is not guaranteed, and it's best to discuss your options with your insurance agent.

5. Will my car insurance go up after my first ticket even if I wasn't at fault?

If you were not at fault for the ticket, it's possible that your insurance rates may not increase. However, if you have a history of tickets or accidents, your insurance provider may still see you as a higher risk driver and increase your rates.

Similar threads

Replies
4
Views
879
Replies
2
Views
476
  • General Discussion
Replies
7
Views
2K
Replies
13
Views
1K
Replies
58
Views
3K
Replies
17
Views
3K
  • General Discussion
2
Replies
36
Views
3K
  • General Discussion
Replies
20
Views
1K
  • General Discussion
Replies
15
Views
4K
Replies
54
Views
6K
Back
Top