savings/retirement/taxes questions?? hey all so I got my taxes done for this year. I'm a university student but i'm in a co-op program so i'm still making some money. i just got one question...for now... I can make RRSP (registered retirement savings plan) (in canada) contribution which are tax deductable...since I'm in school and on co-op my income will be about 10-20k per year until I graduate in 2010. so as I keep earning money my maximum RRSP contribution limit keep accumulating. this year i would've needed to put about $1000 into RRSPs to bring my taxes down to 0. I didn't cause i was too late for the 2006 year. So I'm wondering if it's a good idea to bring my taxes down to 0 in the following years while I'm in co-op making not that much money. or just suck it up and pay a bit more taxes now, and then have a higher contribution limit to my RRSPs for when after I graduate and working(hopefully) full time? cause then i'll be making more money, and taxes will be more of an issue so if i can make a bigger RRSP contribution it would bring my taxes down more considerable than it does now, since i'll be in a higher tax bracket Just wondering if this sounds like a decent idea. I know the basics of doing taxes, but still nearly as much as I'd like.