Businesses just keep tightening their budgets more and more. Last year the division I work for flew everyone to Las Vegas to celebrate the annual branch kickoff. This year, we're driving down the block to a cheesy strip mall type convention center for TWO hours to celebrate. I'll bet if I'm lucky I'll get a t-shirt too. The suspense is killing me. And I'm told we had a record year, exceeded our revenue growth goals, etc.... I wonder what kind of celebration we'd be having if we hadn't brought in a record amount of revenue.