Main Question or Discussion Point
http://www.webmd.com/balance/guide/effects-of-stress-on-your-bodyForty-three percent of all adults suffer adverse health effects from stress.
Seventy-five to 90% of all doctor's office visits are for stress-related ailments and complaints.
Stress can play a part in problems such as headaches, high blood pressure, heart problems, diabetes, skin conditions, asthma, or arthritis in addition to depression and anxiety.
The Occupational Safety and Health Administration (OSHA) declared stress a hazard of the workplace. Stress costs American industry more than $300 billion annually.
The lifetime prevalence of an emotional disorder is more than 50%, often due to chronic, untreated stress reactions.
Given that we tax alcohol, tobacco, and now even fat, based on the logic that the use of these products have a financial cost to society, it is interesting to note that stress is probably the single greatest cause of health problems, after genetics and aging.
Do insurance companies have the right to test for stress hormones and adjust insurance rates accordingly? Also, is it possible to somehow tax people who choose highly stressful lifestyles, or who engage in highly stressful activities?
Can an insurance company identify a person as a Type A personality, and charge for it?