I may have to go to the US for a period of 3 months to 2 years. I want to buy my own health insurance because either I work on my own or not at all or in modest paying jobs that don't offer health insurance. How much would it cost me to buy my own in the US ? I saw a documentary explaining this on a European TV channel. It seemed quite complicated, depending on whether you live in a city or suburbs it seems the price for your private insurance can be between 100 and 700 dollars a month. There also seems to be a struggle between doctors, hospitals etc. for expenses so even if you have an insurance, in many suburbs doctors and hospitals wouldn't cover it. I was suprised by how complicated the whole issue was! Is there any simple rule of thumb I can use to estimate how much it would cost ? I intend to be in a suburb NJ or PA. Also many in the program said they simply don't pay anything even after they go to the hospital.