alrighhhht worked it out on my own :)
I figured, why log to find the rate, 20th root it.
125000/100000=r^20
(20th root) 1.25=r
r=1.01
200000=100000(1.01)^t
2=1.01^t
log 2/log1.01=t
t=62 minutes which is the answer in the back of my textbook. Thanks for setting me on the right path Char.Limit :D