Send Money Easily with Credit Card: Tips & Tricks

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Discussion Overview

The discussion revolves around methods for sending money using a credit card to a bank account over the internet, particularly in urgent situations. Participants explore various options, including Western Union and bank transfers, while considering costs and accessibility.

Discussion Character

  • Exploratory
  • Debate/contested
  • Technical explanation

Main Points Raised

  • One participant inquires about the easiest way to send money using a credit card to a bank account online.
  • Another participant suggests Western Union as a simple option for sending money globally and mentions the possibility of bank transfers through a phone call.
  • A participant expresses urgency in needing funds from their parents due to an impending hurricane and considers options similar to PayPal for accepting donations.
  • Concerns are raised about the availability of Western Union locations, with one participant humorously questioning their presence in Canada.
  • Another participant confirms Western Union's global presence and provides a link for checking locations and legitimacy.
  • Participants discuss the costs associated with using Western Union, noting that fees vary based on the amount sent and destination.
  • One participant mentions the high fees for sending money, questioning the value given the minimal labor involved.
  • Concerns about fraud associated with Western Union are raised, suggesting that this may contribute to their higher fees.

Areas of Agreement / Disagreement

Participants express differing views on the best method to send money quickly and the associated costs. There is no consensus on the most effective or economical option, and concerns about fraud and availability of services remain unresolved.

Contextual Notes

Participants have not fully explored all potential services or clarified the specific requirements for sending money, such as the urgency and the geographical limitations of available services.

exequor
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Does anyone know the easiest way to have someone send money, using a credit card, to a bank account over the internet?
 
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What do you mean by "over the internet"? If you want to send someone money anywhere in the world, Western Union is very easy.

I have also done bank transfers where I call my bank, give them the bank information of the person I want to send money to, and they electronically transfer the money.

What exactly are you trying to do?
 
I'm want my parents to use their credit card to send money to my account here in the US. The can do a wire transfer but I need it by tomorrow with all this hurricane stuff coming into the picture. I was wondering if there was some way for me to probably accept donations to my account, like one could do with a paypal account.
 
exequor said:
I'm want my parents to use their credit card to send money to my account here in the US. The can do a wire transfer but I need it by tomorrow with all this hurricane stuff coming into the picture. I was wondering if there was some way for me to probably accept donations to my account, like one could do with a paypal account.
Westren Union is instant, but you will need to pick the money up at a place they have a location, like a grocery store nearby.
 
See now, I've heard about this Western union thing before.. but I've never actually seen an outlet for them. Are they hiding? Did we kick them out of Canada? Or did they change their name to appeal to the mindless majority here? I bet they're known as "Canadian Union" or some crap...

Anyways, I really havn't ever seen them, it's like they're hiding. Make sure you know where one is before going with them.
 
They're worldwide, I've sent money to people traveling in other countries with them.

Have your parents go here http://www.westernunion.com/index_consumer.asp and select the country they are in. You can look up places where you can receive the money first, or you can call them and ask.

Western Union is 100% legitimate, there is nothing to worry about with them, they're one of the oldest and most reputable money transfer companies in the US/World.
 
Last edited by a moderator:
What does it cost?
 
Smurf said:
What does it cost?
It depends on how much you send. If you go to the website, you can check by entering the amount and the destination and it will tell you how much.
 
Smurf they are usually expensive. I know about western union but tomorrow is sunday. I'll have to think of something.
 
  • #10
Hmmm, i"d have to pay 36 dollars to send 500 dollars to mexico.. that's a bit steep I think, for a wireless transfer with minimal labour involved.
 
  • #11
Western union is a prime target for fraud, that's why they charge a rather heavy fee i'd bet. I thought it was only 1-2% a few years ago...
 

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