The discussion revolves around finding affordable yet classy outing options for a couple who enjoy dressing up but have limited funds. Suggestions include outdoor activities like promenades along rivers or parks, attending free concerts, and participating in swing dancing events, which are often low-cost and allow for dressing up. Other ideas include visiting art galleries, local theater productions, and joining community groups or churches that offer social events. The conversation also touches on the potential for hosting themed gatherings at home, such as "bring your own" dress-up parties. While some participants humorously mention crashing weddings or funerals as a way to dress up, the overall focus remains on seeking enjoyable, budget-friendly activities that allow for a more formal attire.