Oxford DPhil (Mathematics) -- Worth the debt?

In summary, a DPhil program at the University of Oxford requires a lot of money to attend, and the government may be able to help with a portion of the tuition. However, getting a loan may be a good idea.
  • #1
Xiuh
56
8
Hi guys! I applied to a DPhil program on PDEs at the University of Oxford and recently got an offer without funding. I would love to attend this program, but as you may know, the tuition fees for international students are really high. My government could help me with 2/3 of the tuition + a (not exactly generous) monthly stipend. This means that between the rest of the tuition, college fees, etc., I would pay from my pocket ~£9,000/year. That's a lot of money I don't have, so I would need to get a loan.

Do you guys think that attending Oxford is worth getting a loan?

I would really appreciate your thoughts/opinions!
 
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  • #2
Everything depends on your intentions for a future career. Do you see yourself an academic teaching Mathematics ? Or do you intend to get a job in the industry ? A Ph.D. is necessary for an academic career. Industrial jobs need practical skills first and foremost; for example, a software development job (they often require good mathematical knowledge) would require you to hold a Bachelor's Degree; everything else goes just "on top".
Make a decision about your future career, and that decision will contain an answer whether you need or not a Ph.D. degree.
 
  • #3
Do you think Oxford really wants you as a student? Usually, an offer without any kind of funding is a polite decline.
 
  • #4
@NumericalFEA
Well, I had already considered that and decided that I want to do a PhD. It is now a matter of where, and whether it is advisable to get a loan to do it.

@micromass
When they interviewed me, they told me that they were interested in having me as a student, but the University as a whole can offer very limited support for overseas students like me. But you do have a point, if they wanted me they would offer me at least something. I don't know what to make of it... :olduhh:
 
  • #5
I don't think it matters much if the admission committee wants you and just cannot offer you funding or if they don't want you and try to politely express that by not offering funding. It's the same PhD program in either case.
 
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1. Is an Oxford DPhil (Mathematics) worth the debt?

It largely depends on an individual's goals and priorities. The DPhil program at Oxford is highly reputable and can open up various career opportunities in academia and industry. However, it also comes with a significant financial cost. It is important to consider the potential long-term benefits and weigh them against the debt incurred.

2. How much debt can I expect to incur during the DPhil program at Oxford?

The cost of the DPhil program at Oxford varies depending on factors such as nationality, field of study, and length of the program. For international students, the tuition fees can range from £26,770 to £38,730 per year. Additionally, living expenses can vary greatly, but a rough estimate would be around £15,000 to £20,000 per year.

3. Are there any funding options available for the DPhil program at Oxford?

Yes, there are various funding options available for the DPhil program at Oxford, including scholarships, grants, and bursaries. These opportunities are highly competitive and often have specific eligibility criteria. It is important to research and apply for funding opportunities well in advance.

4. What is the average duration of the DPhil program at Oxford?

The DPhil program at Oxford typically takes 3-4 years to complete. However, this can vary depending on the field of study and individual circumstances. It is important to note that funding for the DPhil program is usually only available for up to 4 years.

5. What are the admission requirements for the DPhil program at Oxford?

The admission requirements for the DPhil program at Oxford vary depending on the department and field of study. Generally, a master's degree with a strong academic record is required for admission. Additionally, applicants are expected to have a well-defined research proposal and strong letters of recommendation. It is important to carefully review the specific requirements for the department and program you are interested in.

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