Who should pay the healthcare costs of the uninsured?

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In the discussion, participants explore the financial burden of medical treatment for uninsured individuals, exemplified by a case where John Smith faces a $100K trauma bill. They highlight that hospitals often absorb costs not covered by insurance, leading to increased healthcare prices for everyone. The conversation touches on the limitations of emergency treatment and the challenges uninsured patients face in affording necessary prescriptions post-treatment. There is debate over the merits of universal healthcare versus private insurance, with concerns about government inefficiency and the ongoing financial strain on those who cannot afford care. Ultimately, the discussion underscores the complexities of healthcare financing and the need for systemic reform to address these issues.
  • #151
mheslep said:
Semiconductors. $216B. 5 orders of magnitude improvement in 30 yrs.



Oh so the same market that the US government regulates so that advanced semi conductor technology is not allowed to be sold to China under the Wassenaar Arrangement?


Once again, not an entirely free market.


Also entire 1st 140 years of US economic history government was involved in only 10% of the economy


LIke the Captain pointed out, the same 140 years of economic history in which vital consumer services like oil, communication, and transportation were DOMINATED by huge conglomerates like Standard Oil, AT&T, and railroad monopolies?



Once again, the free market is overrated.
 
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  • #152
Think about it TVP45. Let's say someone you supported going to public university is the person that invents how to cure and prevent asthma. And the invention ends up costing $12.99 at Walgreens. That's worth a few years of taxes, eh?

And how about the community you're living in. Do you want to live in a community where most people are not educated? You don't want the majority of people to have no clue as to what asthma is. You might have to rely on one or two of those people in the community to be sophisticated enough take care of you if you're caught off guard.

My taxes keep people in school, working on the roads, blowing dead satellites out of orbit and saving blue babies and comforting the elders. My taxes make my community somewhere I like to live because its a place where people take care of each other (and ultimately themselves). That's directly benefiting my life and there are fewer people running around burning down my embassy etc... because of it.
 
  • #153
baywax said:
Think about it TVP45. Let's say someone you supported going to public university is the person that invents how to cure and prevent asthma. And the invention ends up costing $12.99 at Walgreens. That's worth a few years of taxes, eh?

And how about the community you're living in. Do you want to live in a community where most people are not educated? You don't want the majority of people to have no clue as to what asthma is. You might have to rely on one or two of those people in the community to be sophisticated enough take care of you if you're caught off guard.

My taxes keep people in school, working on the roads, blowing dead satellites out of orbit and saving blue babies and comforting the elders. My taxes make my community somewhere I like to live because its a place where people take care of each other (and ultimately themselves). That's directly benefiting my life and there are fewer people running around burning down my embassy etc... because of it.

That was my point about the social contract. Civilization comes with a price. I am willing to pay my share.
 
  • #154
TVP45 said:
That was my point about the social contract. Civilization comes with a price. I am willing to pay my share.

Sorry, I missed your point! Its a huge responsibility that boils down a few hundred dollars off a cheque. Not too mention the responsibility of solving our own health issues without burdening the system. Its all a good idea but it also gets pretty abused.
 
  • #155
CaptainQuasar said:
...If they successfully incentivize doctors and other health care workers to increase quality in these national health systems there are equivalent ways to incentivize the patients of the healthcare system to pursue lower costs...
I've lost you here, sorry its a long discussion and I've been away. How exactly are doctors to be incentivized to increase quality? Are you referring to some specific national system in existence? For that matter, are you suggesting in general a country that should be closed copied as a model for the US?
 
  • #156
mheslep said:
I've lost you here, sorry its a long discussion and I've been away. How exactly are doctors to be incentivized to increase quality? Are you referring to some specific national system in existence? For that matter, are you suggesting in general a country that should be closed copied as a model for the US?

In Sicko it claimed that in the U.K. there are a specific set of metrics which doctors are evaluated for: how many patients of hers stopped smoking, how many patients had a so-and-so percentage reduction in cholesterol levels, etc., for which they earn a yearly bonus. I've heard that certain HMOs in the U.S. do similar things, though I'm not sure how the bonus or incentive or whatever would work since the doctors are not employees of the HMOs.

I'm not suggesting that any country should be closely copied. Incentivizing performance is a straightforward concept that isn't limited to healthcare. I think it's more important to vigorously and consistently implement a plan to incentivize the performance of health care professionals than it is to incentivize reduction of costs.

I also mentioned that we should incentivize citizens to improve and maintain their own health. I proposed that perhaps a program like this could be based on the frequent flyer miles programs airlines use, which have obviously been affordable and effective for them in incentivizing all sorts of different behaviors in their customers.
 
  • #157
CaptainQuasar said:
I'm not suggesting that any country should be closely copied...
I don't understand. I didn't mean exactly duplicated. Given the above posts in favor of national health care, surely you could likewise point to one or more examples elsewhere and defend it as worth of, what, emulating? Seems to me that otherwise we spend a lot of time discussing something that's purely conceptual and as such will be amorphous and impossible to evaluate.
 
  • #158
mheslep said:
I don't understand. I didn't mean exactly duplicated. Given the above posts in favor of national health care, surely you could likewise point to one or more examples elsewhere and defend it as worth of, what, emulating? Seems to me that otherwise we spend a lot of time discussing something that's purely conceptual and as such will be amorphous and impossible to evaluate.

What - the way you're offering up an example of a pure free market healthcare system for me to critique? Like you're not relying on something purely conceptual that's amorphous and impossible to evaluate! Half of your responses have been “That totally doesn't count, the U.S. system isn't really a free market!”

The fact that there have been widespread, citeable and referenceable successes across many countries with socialized medicine is half the argument in favor of it.
 
  • #159
The fact that there have been widespread, citeable and referenceable successes across many countries with socialized medicine is half the argument in favor of it.
Then it should be easy. Name one or two such.
 
  • #160
mheslep said:
Then it should be easy. Name one or two such.

Don't be silly. That's what this entire thread is about. Don't you try to prove I can't argue a certain way (i.e. without claiming that a specific country should be the model) and I won't do the same to you.
 
  • #161
mheslep said:
Then it should be easy. Name one or two such.

For starters, let's get the list of countries with a national health care program:

Afghanistan*, Argentina, Austria, Australia, Belgium, Brazil, Canada, Chile, China, Cuba, Costa Rica, Cyprus, Denmark, Finland, France, Germany, Greece, Iraq*, Iceland, Ireland, Israel, Italy, Japan, Luxembourg, the Netherlands, New Zealand, Oman, Portugal, Russia, Saudi Arabia, Spain, Sweden, South Korea, Sri Lanka, Ukraine and the United Kingdom
*Universal health coverage provided by United States war funding

http://www.gadling.com/2007/07/05/what-countries-have-universal-health-care/

Note that in order for the United States to supply universal medical coverage to you, you have to have been under attack by them or occupied by them.

Keep in mind: this is a simple list of countries that have some sort of publicly sponsored health care system. For instance, Sri Lanka may be far from having a true, working universal health care system like France, but prescription drugs are provided by a government-owned drug manufacturer. This qualifies as "some sort of publicly sponsored, universal health care system."

{same source}

Here's one of the "most successful models of universal health care" according to some folks.

Singapore has a highly privatized universal health care system with an emphasis on individual fiscal responsibility. Overall spending on health care amounts to only 3% of annual GDP. Of that, 66% comes from private sources.[7] Singapore currently has the lowest infant mortality rate in the world (equaled only by Iceland) and among the highest life expectancies from birth, according to the World Health Organization.[46] Singapore has "one of the most successful healthcare systems in the world, in terms of both efficiency in financing and the results achieved in community health outcomes," according to an analysis by global consulting firm Watson Wyatt.[47] Singapore's system uses a combination of compulsory savings from payroll deductions (funded by both employers and workers) a nationalized catastrophic health insurance plan, and government subsidies, as well as "actively regulating the supply and prices of healthcare services in the country" to keep costs in check; the specific features have been described as potentially a "very difficult system to replicate in many other countries." Many Singaporeans also have supplemental private health insurance (often provided by employers) for services not covered by the national programs.[47]

http://en.wikipedia.org/wiki/Universal_health_care

Actually, that whole page has great info on each country with the system.
 
  • #162
Thanks for posting your find.
baywax said:
For starters, let's get the list of countries with a national health care program:

http://www.gadling.com/2007/07/05/what-countries-have-universal-health-care/

Keep in mind: this is a simple list of countries that have some sort of publicly sponsored health care system. For instance, Sri Lanka may be far from having a true, working universal health care system like France, but prescription drugs are provided by a government-owned drug manufacturer. This qualifies as "some sort of publicly sponsored, universal health care system."

Then by this definition the US also has a 'national' heath program, not like France, but in the form of the multi hundred billion dollar medicaid and medicare programs.
 
  • #163
mheslep said:
Thanks for posting your find.

Then by this definition the US also has a 'national' heath program, not like France, but in the form of the multi hundred billion dollar medicaid and medicare programs.

Yes, I've always seen it as such. But what else is happening is the de-regulation of hospitals, clinics and individual doctor's offices. De-regulation means less stringent guidelines and less (he's going to say it again) congruency. If we could count on medical associations to act on behalf of the patient rather than the shareholder then there wouldn't be as many patients going "Enron" on us.
 
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  • #164
baywax said:
Here's one of the "most successful models of universal health care" according to some folks.
Ok on to Singapore. I am a little wary of comparing the US to Singapore, as its population https://www.cia.gov/library/publications/the-world-factbook/geos/sn.html#People" is more comparable to Los Angeles than the entire US, but if there are good ideas to be found why not.
Here's Wiki's direct source for Singapore, thehttp://www.watsonwyatt.com/europe/pubs/healthcare/render2.asp?ID=13850"

Impressive stats there, only 3% of GDP total health spending and they get high life expectancy and high infant survival.

So how does Singapore achieve such impressive results?

The key to Singapore’s efficient health care system is the emphasis on the individual to assume responsibility towards their own health and, importantly, their own health expenditure. The result is a system that is predominantly funded by private rather than public expenditure.

Then I see they cover more people w/ private means than does the US (table 2). Seems very similar to the Netherlands.

The public system has some interesting parallels to the US:
Eldershield

The Government has also recently introduced Eldershield, an extension to the ‘3M’ system. Eldershield is a private insurance scheme designed to help fund future medical expenses incurred in the event of severe disability, particularly at advanced ages.
= Medicare?
Medifund
Medifund is an endowment fund set up by the Singapore Government to assist those in financial hardship in funding their medical needs.
=Medicaid?

Wish there were more details on how exactly the govt. care executes the universal coverage.
 
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  • #165
Interesting story on 60 minutes tonight on how the US is basically reduced to using a 3rd world program for health care.

http://www.cbsnews.com/stories/2008/02/28/60minutes/main3889496.shtml

ne of the decisive issues in the presidential campaign is likely to be health insurance. Texas and Ohio vote on Tuesday, and those states alone have nearly seven million uninsured residents; nationwide, 47 million have no health insurance. But that's just the start: millions more are underinsured, unable to pay their deductibles or get access to dental care.

Recently, 60 Minutes heard about an American relief organization that airdrops doctors and medicine into the jungles of the Amazon. It's called Remote Area Medical, or "RAM" for short.

As correspondent Scott Pelley reports, Remote Area Medical sets up emergency clinics where the needs are greatest. But these days, that's not the Amazon. This charity founded to help people who can't reach medical care finds itself throwing America a lifeline.


Isaacs saw Marty Tankersley, the man Pelley had met in the parking lot who'd driven 200 miles. It turned out Tankersley had two heart attacks and heart surgery a few years back, but almost no follow up since.

The Tankersleys live in Dalton, Ga., and fall into the underinsured category. Marty's a truck driver and has major medical insurance through his employer. But the deductible is $500, really unaffordable. And the dental insurance costs too much.


So how can a program like this treat 17,000 people on only $250,000? That's what happens when doctors don't have to deal with all the HMO/insurance/etc. BS that is driving up the cost of health care.


America has great health care! ..........if you can afford it.
 
  • #166
gravenewworld said:
So how can a program like this treat 17,000 people on only $250,000? That's what happens when doctors don't have to deal with all the HMO/insurance/etc. BS that is driving up the cost of health care.
I call BS.

Think about this for a second. Physicist salaries are paid over six figures, on average, according to https://www.physicsforums.com/showthread.php?p=1632227#post1632227". Medical doctors are paid even more. $250,000 would barely pay the yearly salary for two general practitioners in the US. Two general practitioners cannot provide adequate health care for 17,000 people. Even if they could, there would be no money left over for specialists, facilities, medicine, nurses, labs, equipment, and the list goes on.

So, "how can a program like this treat 17,000 people on only $250,000?" Simple. With donated time, donated equipment, donated laboratories, donated staff. Lack of liability and lack of red tape are secondary compared to all these real costs (paid for by people in the advanced world). It's a sham to compare these costs to the costs of medical care in the US. Its fallacious to blame the cost differential on HMO/insurance/etc. Finally, its completely ludicrous to think that a government-run system would bring health care costs down to $14.70 per person per year.
 
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  • #167
D H said:
I call BS.

Think about this for a second. Physicist salaries are paid over six figures, on average, according to https://www.physicsforums.com/showthread.php?p=1632227#post1632227". Medical doctors are paid even more. $250,000 would barely pay the yearly salary for two general practitioners in the US. Two general practitioners cannot provide adequate health care for 17,000 people. Even if they could, there would be no money left over for specialists, facilities, medicine, nurses, labs, equipment, and the list goes on.

So, "how can a program like this treat 17,000 people on only $250,000?" Simple. With donated time, donated equipment, donated laboratories, donated staff. Lack of liability and lack of red tape are secondary compared to all these real costs (paid for by people in the advanced world). It's a sham to compare these costs to the costs of medical care in the US. Its fallacious to blame the cost differential on HMO/insurance/etc. Finally, its completely ludicrous to think that a government-run system would bring health care costs down to $14.70 per person per year.



http://content.nejm.org/cgi/content/abstract/349/8/768

Results In 1999, health administration costs totaled at least $294.3 billion in the United States, or $1,059 per capita, as compared with $307 per capita in Canada. After exclusions, administration accounted for 31.0 percent of health care expenditures in the United States and 16.7 percent of health care expenditures in Canada.


Liability costs?

http://www.cbo.gov/ftpdoc.cfm?index=4968

Evidence from the states indicates that premiums for malpractice insurance are lower when tort liability is restricted than they would be otherwise. But even large savings in premiums can have only a small direct impact on health care spending--private or governmental--because malpractice costs account for less than 2 percent of that spending.(3) Advocates or opponents cite other possible effects of limiting tort liability, such as reducing the extent to which physicians practice "defensive medicine" by conducting excessive procedures; preventing widespread problems of access to health care; or conversely, increasing medical injuries. However, evidence for those other effects is weak or inconclusive.



What is ridiculous is the amount of waste that goes to paying for the overhead to deal with private insurance companies.


What is ridiculous is the fact that the US has to resort to 3rd world programs to treat its citizens, EVEN CITIZENS THAT ALREADY HAVE SO CALLED HEALTH INSURANCE.
 
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  • #168
The problem in the US is that we spend WAY too much money for WAY too little health care. The US spends more per capita than Canada for Government care, never mind private insurance, and Canada gets Universal coverage for its money. Either we should be spending less or we should be getting more, but to spend more and get less? Someone must be skimming a lot of money here...
 
  • #169
I did a thread on this ages ago, but the usual vision that national healthcare is socialism/communism prevailed. It's kind of bizzarre because all in all as a US citizen you pay 14%GDP, UK 7%GDP. And in fact will probably pay way more in insurance, taxes to cover it in your life, and yet In 2000 the US was ranked in 38th place 20 places below the UK, based on a wide range of factors, not least of which was infant mortality, lack of coverage for 1/6th of the population, and a lower mortality than most countries in Europe including the UK. Cut in that 50% of the costs are in insurance and legal claims, and you quickly get the idea, that what they don't want is having to pay less for something better for everyone. Slightly and mildly insane if you ask me, but that's socialism for you, it is and always will be evil to provide universal health care. Amen. Not only that but I've lost count of the number of times I've been speaking to an American on line and they've said, I would get it checked out but I can't afford it? Strangely nonsensical system if you ask me. What's even more embarrassing is that Cuba's healthcare system is only one place below the US's according to the figures in 2000 from the WHO.

http://www.photius.com/rankings/who_world_health_ranks.html

Overall Level of Health: A good health system, above all, contributes to good health. To assess overall population health and thus to judge how well the objective of good health is being achieved, WHO has chosen to use the measure of disability- adjusted life expectancy (DALE). This has the advantage of being directly comparable to life expectancy and is readily compared across populations. The report provides estimates for all countries of disability- adjusted life expectancy. DALE is estimated to equal or exceed 70 years in 24 countries, and 60 years in over half the Member States of WHO. At the other extreme are 32 countries where disability- adjusted life expectancy is estimated to be less than 40 years. Many of these are countries characterised by major epidemics of HIV/AIDS, among other causes.

Distribution of Health in the Populations: It is not sufficient to protect or improve the average health of the population, if - at the same time - inequality worsens or remains high because the gain accrues disproportionately to those already enjoying better health. The health system also has the responsibility to try to reduce inequalities by prioritizing actions to improve the health of the worse-off, wherever these inequalities are caused by conditions amenable to intervention. The objective of good health is really twofold: the best attainable average level – goodness – and the smallest feasible differences among individuals and groups – fairness. A gain in either one of these, with no change in the other, constitutes an improvement.

Responsiveness: Responsiveness includes two major components. These are (a) respect for persons (including dignity, confidentiality and autonomy of individuals and families to decide about their own health); and (b) client orientation (including prompt attention, access to social support networks during care, quality of basic amenities and choice of provider).

Distribution of Financing: There are good and bad ways to raise the resources for a health system, but they are more or less good primarily as they affect how fairly the financial burden is shared. Fair financing, as the name suggests, is only concerned with distribution. It is not related to the total resource bill, nor to how the funds are used. The objectives of the health system do not include any particular level of total spending, either absolutely or relative to income. This is because, at all levels of spending there are other possible uses for the resources devoted to health. The level of funding to allocate to the health system is a social choice – with no correct answer. Nonetheless, the report suggests that countries spending less than around 60 dollars per person per year on health find that their populations are unable to access health services from an adequately performing health system.

In order to reflect these attributes, health systems have to carry out certain functions. They build human resources through investment and training, they deliver services, they finance all these activities. They act as the overall stewards of the resources and powers entrusted to them. In focusing on these few universal functions of health systems, the report provides evidence to assist policy-makers as they make choices to improve health system performance.

The World Health Report 2000 (1) consists of a message from the WHO’s Director-General, an overview, six chapters and statistical annexes. The chapter headings are "Why do health systems matter?", "How well do health systems perform?", Health services: well chosen, well organized?", "What resources are needed?", "Who pays for health systems?", and "How is the public interest protected?"
 
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  • #170
Schrodinger's Dog said:
I did a thread on this ages ago, but the usual vision that national healthcare is socialism/communism prevailed.

Socialism yes, but not communism in general (though point taken on Cuba). After the end of the Soviet Union many aspects of Western medicine became all the rage in Russia. They were like - wow, anesthetics with dentistry? Brilliant! (Just kidding... they understood anesthetics, of course, but there were shortages of almost every sort of medical supply under the Soviet system.)
 
  • #171
Actually it's neither really it's a basic societal need, in spite of my tongue in cheek observation of how the US feels about socialism; Hitler had some of the finest medical care in the world. Nationalised health care isn't socialism, it's common sense, it might look like it would be more expensive but it isn't. For a start people are less likely to sue the government, particularly when they realize that the money is coming out of their taxes, so less frivolous law suits and wastes of time. No insurance costs to handle yourself, all that is handled by government, and thus it is centralised and cheaper, you might pay a little more tax, but of course when your saving from GDP, that may well not be the case. And that's a massive amount of paperwork and bureaucracy gone for a start.

Healthcare providers do not run like ordinary businesses, because if they screw up people die, so people who work their tend to be a lot more job focused and a lot more careful, people are less likely to go off sick, more likely to work over time and more committed and less likely to leave that career choice. There really is no reason why you can't have both nationalised and private healthcare running at the same time for those that can afford it. And France is number one with a GDP of 9%. That's 5% less cost and the finest medical care in the world. That's kinda sad really.
 
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  • #172
Schrodinger's Dog said:
Healthcare providers do not run like ordinary businesses, because if they screw up people die, so people who work their tend to be a lot more job focused

We could say the same thing about about a brake shop or aircraft engineers or anyone with peoples lives in their hands. The difference in health care is that the practitioners are handling people, not brakes or "O" rings. They have the people right there to talk to, deal with and get to know.


and a lot more careful, people are less likely to go off sick, more likely to work over time and more committed and less likely to leave that career choice. There really is no reason why you can't have both nationalised and private healthcare running at the same time for those that can afford it. And France is number one with a GDP of 9%. That's 5% less cost and the finest medical care in the world. That's kinda sad really.

Yes it is. There's more UK citizens retiring in France because of this. It may be that with a bit more consistency between each nation's health care systems, there will be less migration and less of a burden on those countries with a good system. Also, we see more and more doctors and nurses heading south for the higher pay offered by privatized health care. If we can somehow equalize our systems we wouldn't have the shortages of family physicians we have today. There are people who have gone without a family doctor for 3 years of being on a waiting list. Its not the norm but its a reality for them.
 
  • #173
Schrodinger's Dog said:
Nationalised health care isn't socialism, it's common sense,
If that's not socialism then what is socialism?
it might look like it would be more expensive but it isn't.
That presumes you are paying for the same thing. Given the UK rationing - wait times, etc, do you believe it is the same thing?
 
  • #174
mheslep said:
If that's not socialism then what is socialism?

Social security checks, medicare, and medicaid.


That presumes you are paying for the same thing. Given the UK rationing - wait times, etc, do you believe it is the same thing?

How could they be the same thing? Millions in the US don't even get to go to the doctor at all because they have 0 insurance or are underinsured.
 
  • #175
As I have pointed out before, much of the cost of medical care in the US comes from the very convoluted coding requirements of the insurance companies and their incentives to deny payment over and over again. The longer they can deny payment, the more money they make on their investments. If we went to a single-payer system, the coding requirements for health-care providers would be cogent and unified, and a MAJOR expense of health-care providers would be alleviated. First, they wouldn't need to hire as many coding specialists, and secondly, they wouldn't have to face week after week of delay in payment by the insurance companies (who will eventually pay for treatment, but delay in order to maximize their profits). My cousin is a coding specialist for a pediatric ophthalmologist and all three of us used to work for a very large ophthalmic practice (I was the network administrator) and I can attest to the fact that medical practices are under great pressure from banks to get the age of their receivables reduced so that the practices can borrow against future payments. They are also driven to over-staffing in their coding people so that claims submitted to the insurance companies have a higher chance of being paid the first time out.

Insurance companies make money by denying/delaying payments on claims. This forces medical practices (who need to buy expensive equipment, supplies, insurances, etc) to borrow money to maintain their cash flow, and they have to pay interest on that. They also have to pay staffers to meet convoluted insurance company rules on referrals, second opinions, etc, or they won't get paid. The health insurance industry is the biggest drag on the US health care system, and they need to get written out of the system. We are paying far to much for far too little.
 
  • #176
I must agree with mheslep that nationalized healthcare would be socialism. But it's socialism in the same way that a nationalized military or a publicly-funded firefighting or police force is socialism. Whether that's “real” socialism or not, I don't particularly care personally.
 
  • #177
CaptainQuasar said:
I must agree with mheslep that nationalized healthcare would be socialism. But it's socialism in the same way that a nationalized military or a publicly-funded firefighting or police force is socialism. Whether that's “real” socialism or not, I don't particularly care personally.


Haha, it seems that "socialism" is a scare-word in the US, in as much as "capitalism" is in France :-p

In fact, nationalized health care is a kind of imposed health insurance with some solidarity. That is, with taxes you take the 'insurance fee' and the solidarity mechanism is then such that the fee is somehow more or less proportional to your income.
 
  • #178
vanesch said:
Haha, it seems that "socialism" is a scare-word in the US, in as much as "capitalism" is in France :-p

In fact, nationalized health care is a kind of imposed health insurance with some solidarity. That is, with taxes you take the 'insurance fee' and the solidarity mechanism is then such that the fee is somehow more or less proportional to your income.

In the UK the amount we pay in National insurance, is in almost all cases never more than we get out. The rest is made up from taxes, a small amount of which will come from the tax payer. Of course though when your system only costs 7% GDP, that is a lot cheaper than otherwise it would be.

It's not imposed health insurance, you can opt out in some systems and go private if you like, that's the point of running both systems, everyone is covered to the standard they would want?

This is what I find really bemusing, it's not the fact that there are any problems with the system, after all I believe 3 states employ it rather successfully already, so on a state by state basis, where is the issue? It's the notion of having to pay an average that covers everyone. That somehow you're paying for the poor's health care too? Instead of getting what is essentially nationalised and subsidised health care whenever you need it, and for all but cosmetic reasons.

Don't get me wrong there are problems with nationalised/private health care, even in France. But they don't even begin to approach the problems with a purely privates system, that shoots itself in the foot.

Is supplying every person with lighting, heating, education, pensions subsidies, socialism? Yes technically I suppose it is. But what is wrong with socialism when it actually is less costly than the alternative? The only people who suffer here are the insurance companies and the lawyers. And to be frank, if they had all their eggs in one basket, then there looking at a serious profit cut, not a very sensible idea anyway.

Do you know that you actually pay between 3 and 4 times more GDP towards health than towards your military budget? That's quite ironic don't you think?

Socialism like Democracy has it's positives and its flaws, it's about time people realized that, instead of imagining the "socialist" boogeyman as an evil spectre lurking under the bed.

EDIT: it's actually \simeq 3.58 times as expensive.
 
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  • #179
I think I see a trend. Americans in this thread seem to be under the impression that they're wealthier than they really are. Given that the top 10% of incomes pay something like 90% of total taxes, people need to admit that they are already leeches on the system with their respectable $50,000 income. You leech when you use the roads, you leech when you send your kids to school, and you leech when you call the police. Those are all paid for by people much wealthier than yourself. To think that using money from progressive taxation would cost more out of pocket than using a flat cost (pay for your own) is ignorant at best. The only exception would be if you truly are in the top 10% of incomes, which starts somewhere in the ballpark of $250,000.
 
  • #180
Schrodinger's Dog said:
...Do you know that you actually pay between 3 and 4 times more GDP towards health than towards your military budget? That's quite ironic don't you think?...
Didn't use to be that way as pointed out in https://www.physicsforums.com/showpost.php?p=1608851&postcount=32". I suggest its due to the employer based tax exemption US federal law passed just after WWII. Before that health care was much cheaper.
 
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