Auto Loan, Cash Back, Pay Off Instantly - Recommendation

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YoshiMoshi
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Can anyone recommend a auto loan provider, that gives me cash back, that I can then pay off instantly, and get out ahead to save money?

Example, loan provider X, will give me $1,000 cash back to attract me to choosing them for financing, So if I were to purchase a $15,000 vehicle, the loan provider would provide me with a $14,000 loan ($15,000 - $1,000) because of the $1,000 cash back.

I then pay it off instantly with cash after getting the vehicle, so I pay no interest, resulting in a overall less cost ($14,000). As opposed to paying straight cash, $15,000.

Such a loan would have to have a no early pay off fee. And the cash back bonus would have be less than the financing fees. Most loan providers provide a fee for financing to setup the loan (separate from interest).
 
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Many car dealerships offer cash back offers on select cars so you can get that outside of the loan and then pay the loan off at your convenience. This is why you may not be able to find this kind of loan anywhere.

More on these practices here

https://www.edmunds.com/car-buying/how-to-use-new-car-incentives-and-rebates.html

Google is your friend, search the web for possible loans and rebates for cars. Remember there is no free lunch here, these loans are structured to make money from you either by processing fees or actual interest paid.

As we are a science, technology and mathematics forum, this probably isn’t the best place to ask this question and as it may attract spam posts we are keeping the thread closed.