Hi, here are my credentials. 2008-2010: First two years of BSc physics at Imperial College London - 89% in my first year and 69% in the second year. 2010-2012: took gap years due to financial difficulty 2012-2013: Final year of BSc Physics at Imperial College London - expected to obtain 80% in the third year. Expected to graduate with first class honours degree. What are my chances of getting into Harvard, MIT, Yale, Princeton, Stanford, Caltech, Penn, UC Berkeley, Michigan, Columbia, New York University, CUNY, British Columbia, Toronto, McGill for postgraduate physics course? Will I get 100% scholarship from any of the universities? Should I aim lower?