I like to know how the virtual photons are generated around an electron. Also why electromagnetism is polar. I am also confused why moving electric fields create magnetic fields, and why the magnetic field creates the Lorentz force.
AustinLee, It's important to realize that even now, after the advent of Quantum Field Theory, Maxwell's Equations have not yet been repealed!

So the answers to most of your questions simply fall out from classical electromagnetism. The electromagnetic field is still described by a vector potential A
μ, the difference being that it is now an operator. The interaction is J
μA
μ, total charge is the integral of J
0 which may be either positive or negative, and the Lorentz transformation properties of the electromagnetic field F
μν = A
ν,μ - A
μ,ν imply that electric fields become magnetic fields and vice versa in a moving frame.
As to the first question, "how the virtual photons are generated around an electron", it's because in the presence of the interaction term, a bare electron is no longer an eigenstate of the Hamiltonian. The corresponding eigenstate of the full Hamiltonian is a dressed electron, namely a superposition of the electron along with a cloud of one or more photons. (This state is time-independent, so there is no 'emitting' or absorbing' going on, it is simply a superposition.)