Its that time of my life again, where I conjure up the expertise of PF! I was not to seriously injured in the accident, to put that issue way right off the bat. (I am okay. And so is everyone who was involved.) Except the little inconvenient, nagging, pestering, sensation in my lower back. Lower back?! you say. I know, you don't mess around that area. Geico is the insurance company of the driver who ran into me. They called me this morning. (The call was for more than 15 mins, mind you. And no, it didn't sound like the Gekko, surprise surpise!) The audacity of the adjuster to offer me mere $500 at first and enormous sum of $750, after which I refused to be belittled by an evil insurance giant, was astounding. She even had he nerve to tell me that my back pain "probably something that I should just walk off" (not in those exact words, but you get the aura). Speaking of nerves, what if my spinal nerve got damaged beyond repair? Would $500 or $500k, or any amound for that matter, be enough to compensate for my loss of livelihood, or my whole life?! Absolutely No. Ok all kidding aside, I feel fine, the "soreness" is probably something stemming from me being not as active as I should. But I really need the cash. How much should I ask from the evil insurance co? I figure, since they are offering $750, $1.5k is well within their ballpark. Sorry about the long rant. But I need some inputs.