Hi, I'm currently a 4th year MSci student and to fill you in briefly, I'm currently on a 2:2. I got a good 2:1 during my first two years but during my third year, I did really badly so it brought my grades down by A LOT (I got a third last year). Because I passed all my exams, I wasn't allowed to retake the year so my only option was to carry on with the MSci degree or graduate with a low 2:2. I took the option of carrying on the MSci degree and mathematically, I'll have to average out 73% percent in order to get a 2:1 overall. It's possible but it's going to be very very difficult. My main question is that just in case it comes down to the worst and I graduate with a 2:2 for MSci physics, how much of a dent will it have on my future and employability? Most employers hire 2:1 or higher bachelor degrees but it doesn't say anything about Masters. Without sounding rather daft or shallow, I want to go into finance or banking or I at least want a job that pays well. I'm motivated by the thought of money. Surely a 2:2 in a physics masters is better than a 2:1 in bachelors degree in Media Studies, Business and Management etc. I just don't like the idea of my future being decided (or dented) just from that one bad unfortunate academic year that I've had.