Graduating with integrated MSci physics with a 2:2

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In summary, the conversation discusses the speaker's academic performance and concerns about their future employability with a 2:2 degree in MSci physics. Despite a difficult third year, they chose to continue with the degree and will need to average a high grade in order to achieve a 2:1 overall. The speaker is motivated by the thought of a high-paying job and wonders if a 2:2 in physics would be more desirable than a 2:1 in other subjects. The other person advises the speaker to focus on achieving a first this year to make themselves more competitive in the job market.
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Hi, I'm currently a 4th year MSci student and to fill you in briefly, I'm currently on a 2:2. I got a good 2:1 during my first two years but during my third year, I did really badly so it brought my grades down by A LOT (I got a third last year).

Because I passed all my exams, I wasn't allowed to retake the year so my only option was to carry on with the MSci degree or graduate with a low 2:2. I took the option of carrying on the MSci degree and mathematically, I'll have to average out 73% percent in order to get a 2:1 overall. It's possible but it's going to be very very difficult.

My main question is that just in case it comes down to the worst and I graduate with a 2:2 for MSci physics, how much of a dent will it have on my future and employability? Most employers hire 2:1 or higher bachelor degrees but it doesn't say anything about Masters.

Without sounding rather daft or shallow, I want to go into finance or banking or I at least want a job that pays well. I'm motivated by the thought of money. Surely a 2:2 in a physics masters is better than a 2:1 in bachelors degree in Media Studies, Business and Management etc.

I just don't like the idea of my future being decided (or dented) just from that one bad unfortunate academic year that I've had.
 
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Yes, a 2:2 in physics probably makes you more employable than a 2:1 in media studies, but you are not competing against those people; you are competing against people with 2:1 or 1st degrees in other science subjects.

If I were you, I would focus hard on getting that first this year to bring your average up to a 2:1. Your future is not dented now, but you need to put in a lot of work this year to make yourself employable.
 

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