Not sure what you want here, but I'll give it a shot.
In the following, we will consider following subsets of \mathbb{R}^2:
A=\{(x,y)~\vert~y=0\}~\text{and}~B=\{(x,y)~\vert~x+y=1\}
Typical elements of A are (1,0), (2,0),... The element (1,1) is an element not in A.
Typical elements of B are (1,0), (1/2,1/2),... The element (1,1) is an element not in B.
Now A and B carry an addition (i.e. (x,y)+(x',y')=(x+y,x'+y')). Saying that A is closed under addition just means that whenever you take two elements in A, the sum of those elements is again in A. Let's check if this is the case: two elements in A have the form (x,0) and (x',0). The sum of those elements is (x+x',0), and this is again in A. Thus A is closed under addition.
But B is not closed under addition. For example, the element (1,0) is in B. But (1,0)+(1,0)=(2,0) and this sum is not in B. Thus the sum of two elements in B is not necessarily in B. Thus B is not closed under addition.
Closed under multiplication just means that, whenever you take \alpha\in \mathbb{R} and (x,0) in A, we have that \alpha (x,0) is back in A. And this is indeed the case. Thus A is closed under multiplication.
B, on the other hand, is not closed under multiplication, can you see why?