I am a masters student at some Canadian school best known for astrophysics (and one of the premier schools in the world for white dwarves), dreaming to get into the likes of UPenn (a reach, but not a pipe dream-level reach à la Harvard and Princeton, which some over-ambitious recommender advised me to apply to) for particle cosmology; in other words, the intersection of particle physics and cosmology. My numerical credentials: 3.7 in undergrad (curse you, D in real analysis 2 taken way too early for my own good, second semester in undergrad to be more precise), 3.8 in masters, 910 (87th percentile) on the physics GRE, V162, Q167, AW4.0 (keep in mind that French is my first language) on the general GRE. On the plus side: I have done a year of research in theoretical particle cosmology and, if I managed to publish before apps are due, my chances will be that much better. I know, I've heard it all about how competitive particle theory is (VERY competitive), but how does cosmology (and especially particle cosmology) compare to particle theory in terms of competitiveness? For the record, the bottom of my list contains Vanderbilt and Dartmouth, and a few publics in between the Ivies (Ohio State, Minnesota and Penn State) with Tufts and Carnegie Mellon thrown in.