(Note that when I say "inside a black hole," I mean "inside the event horizon.")
To elaborate, nobody really knows what on ... in the Universe happens inside a black hole, our current theories say they should collapse into 0 size, but some (a lot, from what I gather) think this just means our theories no longer apply perfectly in these situations.
So trying to describe stuff in terms of what's going on inside a Black Hole is going to be pretty much pointless, so we have to describe stuff in terms of what can be measured from outside the black hole.