- #1
chound
- 163
- 0
All insurance ads have this line "Insurance is a subject mater of solicitation".
What do they mean?
What do they mean?
Insurance is a subject mater of solicitation
- Thread starter chound
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Discussion Overview
The discussion revolves around the phrase "Insurance is a subject matter of solicitation" found in insurance advertisements, exploring its meaning and implications within the context of the insurance market, particularly in India.
Discussion Character
- Conceptual clarification
- Debate/contested
Main Points Raised
- One participant suggests that the phrase may indicate that insurance claims could involve solicitors, implying a legal aspect to claims processing.
- Another participant posits that the inclusion of the phrase is mandated by federal regulations to clarify that the content is an advertisement, reflecting a belief that consumers may not recognize this.
- A different viewpoint expresses concern over the perceived demeaning nature of the disclaimer, questioning the intelligence of consumers who might not understand it.
- One participant notes that the phrase appears to be specific to the Indian insurance market, highlighting regulatory requirements in that context.
- Another participant draws a parallel to disclaimers in loan advertisements, suggesting a similar intent to inform consumers about potential risks.
Areas of Agreement / Disagreement
Participants express differing opinions on the implications and necessity of the phrase, with no consensus reached on its meaning or the rationale behind its use.
Contextual Notes
Some participants reference the regulatory context in India, indicating that the phrase may not be universally applicable or understood outside that market.
- #2
Schrodinger's Dog
- 835
- 7
Insurance claims may be adjudicated by solicitors, at a wild guess. Legal jargon for if the crap hits the fan we reserve the right to take up legal advice in processing a claim perhaps?
- #3
hypatia
- 1,177
- 10
The Feds makes them put it on there ads, to make it clear that it is a ad. Because we are really dumb.
- #4
Schrodinger's Dog
- 835
- 7
That's demeaning 
if your too stupid to realize it's an advert then your too stupid to buy insurance anyway.
if your too stupid to realize it's an advert then your too stupid to buy insurance anyway.
Last edited:
- #5
turbo
Gold Member
- 3,154
- 57
I Googled on the phrase, and it is peculiar to the Indian insurance market. Apparently, Indian regulators require this disclaimer.
- #6
cristo
Staff Emeritus
Science Advisor
- 8,144
- 75
Schrödinger's Dog said:That's demeaning
It's like the small print in loan adverts over here your home is at risk if you do not keep up repayments on loans secured on it or whatever it says-- just in case you thought you were getting money for free!
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