My question is to whether or not anyone has experience with joining the US military after graduating from graduate school. I know (from what I have heard) that direct commission is available (in at least the Navy and Air Force) for those that have college degrees. My questions are whether or not as a phd, one would receive a higher initial commissioning in the service, i.e. go in as an O2 as opposed to an O1? Also what is the employee premium on health insurance (on average, ballpark) when working for the government? I have no qualms about joining the military and currently am doing the research to understand if joining is the best (monetary and future opportunity) option. I appreciate any help you can give.