Maximizing University Savings: Is Investing in Stocks the Best Strategy?

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SUMMARY

The discussion centers on the effectiveness of investing in stocks versus keeping savings in a bank, particularly for university students. Participants emphasize that traditional bank interest rates, often below inflation, lead to a loss of purchasing power. Strategies discussed include investing in high-dividend stocks from stable companies, with specific examples such as Excelon, TEVA Pharmaceuticals, Banco Santander, and Petrobras. The conversation also highlights the importance of understanding market dynamics and personal financial goals when making investment decisions.

PREREQUISITES
  • Basic understanding of stock market principles
  • Knowledge of high-dividend stock investment strategies
  • Familiarity with financial analysis tools like Nasdaq.com
  • Awareness of economic indicators such as inflation and interest rates
NEXT STEPS
  • Research "high-dividend stocks" and their impact on investment portfolios
  • Learn about "financial ratios" and their significance in stock analysis
  • Explore "investment strategies for young investors" focusing on risk management
  • Investigate "market psychology" and its effects on stock trading behavior
USEFUL FOR

High school students preparing for university, young investors, financial advisors, and anyone interested in optimizing their investment strategies in the stock market.

Do you invest your savings?

  • No, I keep them in the bank.

    Votes: 7 28.0%
  • Yes

    Votes: 13 52.0%
  • A bit of both. I'm not a very hardcore investor.

    Votes: 5 20.0%

  • Total voters
    25
  • #31
Nikitin said:
Anyways dogger, can you please share your portfolio?

Wouldn't do anyone much good. Other than the fact I know the companies pretty well, it's not what I invest in. It's when. If I were experienced in pharmaceuticals (I'm not), for example, I would be doing what I do with a handful of pharmaceutical companies instead of working the market segment in which I do have some know-how.
 
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  • #32
Pengwuino said:
I invest my money in sandwiches.

Good idea. Most of the advice I've gotten is baloney anyway. At least you can eat a sandwich.
 
  • #33
I doubt any decent company gives money to charity out of good will... Tim Cook is probably using this to advertise apple.

I have this hunch that Apple's stock will do good in the medium term.
 
Last edited:
  • #34
Nikitin said:
I doubt any decent company gives money to charity out of good will... Tim Cook is probably using this to advertise apple.

I have this hunch that Apple's stock will do good in the medium term.

I never invest in hunches.
I have to "know" that a stock is going to increase in value.
And if my stocks value should go down? Well, I hold on to it until it goes up.
I've only been investing since the early part of this crash, and have never lost a penny on a sale.
(Now my purchases on the other hand... :blushing:)
 
  • #35
OmCheeto said:
I never invest in hunches.
I have to "know" that a stock is going to increase in value.
And if my stocks value should go down? Well, I hold on to it until it goes up.
I've only been investing since the early part of this crash, and have never lost a penny on a sale.
(Now my purchases on the other hand... :blushing:)

That's the kind of advice that makes a good baloney (bologna) sandwich.
 
  • #36

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