Maximizing University Savings: Is Investing in Stocks the Best Strategy?

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Investors are discussing strategies for managing savings and investments, particularly in light of low bank interest rates and inflation. A participant emphasizes the importance of investing in high-dividend stocks from stable companies, sharing their own portfolio which includes stocks like Excelon and Petrobras. There is a consensus that understanding market dynamics and avoiding reliance on analysts is crucial, with some advocating for a long-term investment approach rather than frequent trading. Concerns about market volatility and the risks of investing money needed in the short term are also highlighted. Overall, the conversation underscores the need for careful research and a strategic mindset when investing.

Do you invest your savings?

  • No, I keep them in the bank.

    Votes: 7 28.0%
  • Yes

    Votes: 13 52.0%
  • A bit of both. I'm not a very hardcore investor.

    Votes: 5 20.0%

  • Total voters
    25
  • #31
Nikitin said:
Anyways dogger, can you please share your portfolio?

Wouldn't do anyone much good. Other than the fact I know the companies pretty well, it's not what I invest in. It's when. If I were experienced in pharmaceuticals (I'm not), for example, I would be doing what I do with a handful of pharmaceutical companies instead of working the market segment in which I do have some know-how.
 
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  • #32
Pengwuino said:
I invest my money in sandwiches.

Good idea. Most of the advice I've gotten is baloney anyway. At least you can eat a sandwich.
 
  • #33
I doubt any decent company gives money to charity out of good will... Tim Cook is probably using this to advertise apple.

I have this hunch that Apple's stock will do good in the medium term.
 
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  • #34
Nikitin said:
I doubt any decent company gives money to charity out of good will... Tim Cook is probably using this to advertise apple.

I have this hunch that Apple's stock will do good in the medium term.

I never invest in hunches.
I have to "know" that a stock is going to increase in value.
And if my stocks value should go down? Well, I hold on to it until it goes up.
I've only been investing since the early part of this crash, and have never lost a penny on a sale.
(Now my purchases on the other hand... :blushing:)
 
  • #35
OmCheeto said:
I never invest in hunches.
I have to "know" that a stock is going to increase in value.
And if my stocks value should go down? Well, I hold on to it until it goes up.
I've only been investing since the early part of this crash, and have never lost a penny on a sale.
(Now my purchases on the other hand... :blushing:)

That's the kind of advice that makes a good baloney (bologna) sandwich.
 
  • #36

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