Maximizing University Savings: Is Investing in Stocks the Best Strategy?

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    Investing Stocks
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Discussion Overview

The discussion revolves around strategies for maximizing university savings through stock investments. Participants explore various approaches to investing, the reliability of analysts, and the implications of market behavior on investment decisions.

Discussion Character

  • Exploratory
  • Debate/contested
  • Technical explanation
  • Conceptual clarification

Main Points Raised

  • One participant argues that keeping money in the bank results in a loss due to low interest rates compared to inflation, suggesting a strategy of investing in high-dividend stocks from stable companies.
  • Another participant expresses skepticism about relying on analysts, emphasizing the importance of conducting personal research on stocks before investing.
  • A participant shares their experience with Brazilian stocks, highlighting the challenges of maintaining a business in Brazil and the potential of investing in local blue-chip companies.
  • Concerns are raised about the volatility of the stock market, with one participant noting that the DJIA has traded lower in 42 out of the last 110 years.
  • Some participants discuss the irrationality of the market and the difficulty of predicting market movements, suggesting that understanding market psychology may be more important than trying to forecast prices.
  • There are differing opinions on whether personal investment information should be shared, with some participants advocating for transparency while others caution against it.

Areas of Agreement / Disagreement

The discussion features multiple competing views on investment strategies, the reliability of market analysts, and the sharing of personal investment information. No consensus is reached on these topics.

Contextual Notes

Participants express varying levels of experience and confidence in stock investing, with some relying on personal research while others prefer mutual funds or express concerns about market volatility. The discussion reflects a range of investment philosophies and approaches.

Do you invest your savings?

  • No, I keep them in the bank.

    Votes: 7 28.0%

  • Yes

    Votes: 13 52.0%

  • A bit of both. I'm not a very hardcore investor.

    Votes: 5 20.0%
  • Total voters
    25
  • #31
Nikitin said:
Anyways dogger, can you please share your portfolio?

Wouldn't do anyone much good. Other than the fact I know the companies pretty well, it's not what I invest in. It's when. If I were experienced in pharmaceuticals (I'm not), for example, I would be doing what I do with a handful of pharmaceutical companies instead of working the market segment in which I do have some know-how.
 
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  • #32
Pengwuino said:
I invest my money in sandwiches.

Good idea. Most of the advice I've gotten is baloney anyway. At least you can eat a sandwich.
 
  • #33
I doubt any decent company gives money to charity out of good will... Tim Cook is probably using this to advertise apple.

I have this hunch that Apple's stock will do good in the medium term.
 
Last edited:
  • #34
Nikitin said:
I doubt any decent company gives money to charity out of good will... Tim Cook is probably using this to advertise apple.

I have this hunch that Apple's stock will do good in the medium term.

I never invest in hunches.
I have to "know" that a stock is going to increase in value.
And if my stocks value should go down? Well, I hold on to it until it goes up.
I've only been investing since the early part of this crash, and have never lost a penny on a sale.
(Now my purchases on the other hand... :blushing:)
 
  • #35
OmCheeto said:
I never invest in hunches.
I have to "know" that a stock is going to increase in value.
And if my stocks value should go down? Well, I hold on to it until it goes up.
I've only been investing since the early part of this crash, and have never lost a penny on a sale.
(Now my purchases on the other hand... :blushing:)

That's the kind of advice that makes a good baloney (bologna) sandwich.
 
  • #36

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