I've actually already completed my first year of college, with quite modest results. Something which has been causing me quite a bit of psychological bother though is whether or not my SAT math score is a reflection of some kind of natural ability or intelligence, rather than a reflection of work ethic/educational quality (both of which were also modest). The score itself was a 660, which is well below the threshold of most top programs in physics (e.g. MIT or Caltech). Is this sort of an indication that my modest performance (mostly B's and a few C's) in my first year could be tied to a lack of ability, and not merely laziness (my initial conclusion)? My passion and interest have been jumpstarted since last semester in which I took many math courses (topology, abstract algebra, real analysis, mathematical physics), but I'm afraid it's a wasted pursuit if I lack the talent!