Should I worry about grades if I don't have scholarships?

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Discussion Overview

The discussion revolves around concerns about academic performance in Calculus III, particularly in relation to GPA implications for future career prospects, especially in the field of actuarial science. Participants explore the importance of grades, the impact of midterm performance, and the necessity of actuarial examinations.

Discussion Character

  • Debate/contested
  • Conceptual clarification
  • Exploratory

Main Points Raised

  • One participant expresses anxiety over their midterm performance and considers self-studying calculus beyond class material.
  • Another participant suggests that a low GPA could hinder opportunities for graduate school or competitive jobs.
  • A participant identifies their goal of becoming an actuary, prompting further discussion on GPA relevance in that field.
  • It is noted that a good GPA is important, especially if no actuarial exams have been completed prior to applying for jobs.
  • Concerns are raised about the impact of worrying on academic performance and concentration on homework.
  • Some participants discuss the necessity of actuarial examinations for career advancement, while others question whether they are strictly mandatory.
  • A participant shares their experience of receiving a 70 on a midterm, indicating a sense of relief despite the low score, and reflects on the need for better study habits.

Areas of Agreement / Disagreement

Participants express a mix of agreement and disagreement regarding the necessity of maintaining a good GPA and the role of actuarial examinations in career advancement. There is no clear consensus on whether actuarial exams are mandatory for employment in the field.

Contextual Notes

Some participants highlight the importance of reflecting on academic performance and behaviors that may affect grades, while others emphasize the challenges of job searching with a low GPA. The discussion includes varying perspectives on the necessity of actuarial exams and their impact on employability.

Eclair_de_XII
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I'm not really anywhere near failing in my Calculus III class, but I took my midterm today and I have the strongest feeling that I didn't do as well as I could have. Like, I don't expect my score to be higher than an eighty. This midterm is worth twenty-five percent of my grade; my final is worth another twenty-five percent. I'm basically alright in regards to the other fifty percent, but I worry still. I think that this is a sign that I should self-study calculus more (not just what was covered in class, because many of the questions didn't test us on it). As for whether this pertains to scholarships, I was asking an offhand question, about the uses for my GPA other than scholarships I may decide to enroll in.
 
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I don't know what your career aspirations are in life but if you plan to a)Go to graduate school or b)go work for a competitive company, then having a low GPA will probably make this a lot harder for you. Finding a job after college is annoying enough, finding a job with a bad GPA is even harder.
 
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I see... I'm studying to be an actuary, by the way.
 
Then I can tell you that a good GPA is rather necessary, especially if you do not have any exams completed prior to applying.
 
Point taken.

How should I stop worrying about what grade I'm going to get on my midterm? It's driving me nuts, and I can't concentrate on my homework. I know that letting myself worry to the point that I am unable to do my work is poor work ethic.
 
Eclair_de_XII said:
Point taken.

How should I stop worrying about what grade I'm going to get on my midterm? It's driving me nuts, and I can't concentrate on my homework. I know that letting myself worry to the point that I am unable to do my work is poor work ethic.
If you don't keep your grades up, you won't need to worry about your GPA, becuz you'll have probably flunked out of the course at some point.

Grades on different exams will form different proportions of your overall grade for the course. If you blow a midterm exam, that could have a serious effect on your final grade.

You should only worry about exams you haven't taken yet. You can still study and prepare for them.

The exams you have taken, well, you've gotten a grade for those, and all the worrying won't change those marks.
 
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SteamKing said:
The exams you have taken, well, you've gotten a grade for those, and all the worrying won't change those marks.

You have a point. Even so, I think I want to get started on my offline homework, so I don't get tempted to check every few minutes or so... It's like an obsession with me.
 
Thanks for all the advice given thus far. But I'm a bit confused about this (I should have mentioned this earlier):

MarneMath said:
Then I can tell you that a good GPA is rather necessary, especially if you do not have any exams completed prior to applying.

I got the impression that taking the actuarial examinations are not strictly mandatory to enter that field of work. Am I wrong?
 
SteamKing said:
If you don't keep your grades up, you won't need to worry about your GPA, becuz you'll have probably flunked out of the course at some point.

This.

I think you also need to reflect on why you have done poorly. In this thread you say you don't want to learn the right hand rule because it's too hard. In this thread it was pointed out "You don't sound...willing to learn the material". This is going to be a problem going forward. While you can't change the grades you have already earned, you can change the behaviors that got you here.
 
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Eclair_de_XII said:
I got the impression that taking the actuarial examinations are not strictly mandatory to enter that field of work. Am I wrong?

Sure, but good luck finding somebody willing to employ you with no examinations done.
 
  • #11
Eclair_de_XII said:
Thanks for all the advice given thus far. But I'm a bit confused about this (I should have mentioned this earlier):
I got the impression that taking the actuarial examinations are not strictly mandatory to enter that field of work. Am I wrong?
Yes, tragically so.

You can work as an intern to an actuary while studying for your professional exams, but if you hope to advance professionally in this field beyond intern status, you will be required to take and pass at least two actuarial exams:

http://www.beanactuary.org/exams/?fa=exam-faqs

See FAQ 2.

I had a math teacher in HS who had a PhD in mathematics and thought he was hot stuff as far as math was concerned. His brother, who did not have the same academic credentials, was studying for his actuary examinations at the time. The PhD math teacher brother was astounded at the breadth of math material which was on his brother's actuary examination.
 
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I got a 70; first time I'm happy to receive such a low grade. I thought I was going to get something much lower.

Vanadium 50 said:
While you can't change the grades you have already earned, you can change the behaviors that got you here.

I think the biggest problems for this midterm was that I didn't feel like studying on my own more often; the teacher tested us on things we never went over in class.

micromass said:
good luck finding somebody willing to employ you with no examinations done.

I thought as much.

SteamKing said:
See FAQ 2.

I had a math teacher in HS who had a PhD in mathematics and thought he was hot stuff as far as math was concerned. His brother, who did not have the same academic credentials, was studying for his actuary examinations at the time. The PhD math teacher brother was astounded at the breadth of math material which was on his brother's actuary examination.

My academic advisor instructs me to take Probability and Statistical Interference next fall and spring, respectively. I suppose I should study more often, in any case. I don't think I'd be ready to take those actuarial examinations right now.
 

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