Stereotypical "What are my chances" Question I'm a third year math major, and just trying to focus my life right now, hahaha. I know you guys get these all the time, but I'm just trying to figure some future stuff out on my day off from work. I'm looking forward to a life time of studying math, because the real world sucks, and there's nothing better than learning as much as possible. For Canadian schools I am looking at McGill, Toronto, and Waterloo for my Master's or PhD. I am also looking at schools in Britain and the US. My cGPA jumps between 3.9 and 4.0, and by graduation I will have had 3 NSERC USRA's held (one in Astrophysics research, and two in Pure Mathematics). I am, however, taking a fifth year as a special student status to take a small mix of undergraduate, graduate, and electives I missed out on, and to travel with friends the other half. Will it hurt me if I go Master's then PhD? Do I stand a chance getting into schools outside of Canada? I'm just having a little bit of anxiety, and just need some way to rest it. Thank you very much for your time, and any advice is appreciated. Also, I've enjoyed most topics I have had exposure to so far, but I am really intrigued by both Algebraic Topology and Non-commutative geometry (I haven't had a full frontal course in either, yet).