I am hoping that some of you more wise people out there might be able to help me understand something. I have been checking my credit scores recently, and I am surprised to see that they are plummeting. Like, all three of them really dropping fast. I don't understand why. I have never missed a loan, credit card or rent payment, or even been late, in my entire life. I pay my card off in full every month and am paying about 5x the "normal" amount on all my student loans. Is this normal for them to be dropping? How can I find out exactly why they are going down?