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PrepperMike said:Do you have car insurance? If yes why? Are you planning on having a wreck?
I don't have a car. I don't need it.
Do you have life insurance? If yes, why? Are you planning on dying tomorrow?
I see no reason to have a life insurance really. You're just paying money to the insurance company for no reason. Everybody dies some time, it's nothing special to me.
Do you have home insurance? If yes, why? Are you going to burn down your house tomorrow?
I have this one, but you got to admit, something happening to your house is far more likely than a world-wide disaster. The point of insurance is to insure you for things which are likely to happen, I'm not going to insure myself for an asteroid impact.
All these disasters you mention (EMP's, CME's,...). How many times have they occurred and caused serious damage?? Never. OK, it might happen, but there are a lot of things that might happen. Floods and storms might destroy your house and your food supplies, nuclear power plants might explode and put radiation over your food supplies. Your house might go up in flames together with your food supplies. Your food supplies might be contaminated. A gamma ray burst might happen and eredicate all life on this planet. A lion might escape the zoo and eat you. Apart from the last ones, all of this is much more likelier than an EMP.
I prefer to help people who need it now, not preparing to help myself in future events that will most likely not happen.
You do all of the above to prepare for the unknown. Prepping for disasters which the local government or national governments may not be able to handle is another form of insurance against the unknown.
So far, my local and national government have done quite well. I see no reason to doubt them.
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