I have an interesting question. I know it's unspoken that a rejection of financial aid is considered a "polite rejection" to your entire application, but what if I don't apply for financial aid? Will that effect me either way? I'm under the impression that schools actually WANT students to receive financial aid in the form of a TA/RA ship; and if I didn't even bother to apply, maybe they'd look less favorably on me. On the other hand, I wonder if some of these places would be happy to just take my money. I have enough saved that I could afford to go without aid in my first year (I'm planning to go to an in-state school). I'm also planning on getting a masters; not a doctorate. Please tell me if you know anything about this.