The ley thing is the coupling effect between two different modes of vibration. Think about the plane wing again. If the wing twists a bit for some reason, the angle of attack changes. That changes the lift force on the wing, which makes it start to flap up or down. But the up and down motion also changes the airflow over the wing, which can create a force causing it to twist.
To get flutter, the vibration frequencies of the two modes have to be similar, and the transfer of energy between the modes has to be such that it makes the amplitude of the motion increase rather than decrease. This is similar to pushing a child's swing. It's no use pushing at the wrong frequency (you need to push once per cycle, otherwise sone pushes will add energy to the swing and some will remove it) and you have to push at the right point in each cycle, otherwise you will tend to stop the swing rather than make it swing higher.
Every vibration mode of the bridge will be excited by random fluctuations in the wind to some degree, but unless there is a feedback mechanism, those random motions won't increase in amplitude. Probably the "simpler" torsional mode would have a different vibration frequency, and there were no other vibration modes at that frequency for it to interact with.
Predicting theoretically whether flutter will occur is difficult. It is possible to get a fairly reliable estimate of which pair(s) of vibration modes are the most likely to flutter, but getting an absolute "yes or no" answer to whether they WILL flutter is a much harder question to answer. Usually, you use theoretical predictions as a measure of the amount of "safety margin" and compare a new design with similar structures that have already been built, or with models tested in wind tunnels.