Not exactly. If you are single, and are careful about not wasting your money, your "bs" job at 40k a year should be enough to live somewhere in some kind of housing, cheap apartment or something, and maybe you can save some. Point is, do not waste your money; have something to save. There is possible salary increase with time, or a change of jobs for an increased salary. Still avoid wasting your money and maybe save more.Teachers make bank. You peoples are crazy.
Imagine this. I move to California with a sleeping bag anf a backpack somewhere warm and close to the beach. I start some entry level bs job for 40 or 50k a year, but spend nothing on housing or food, sleeping on the beach and begging for food. I’ll pay off my loans in one year and retire after ten.