This issue has been frequently discussed before and the arguments remain basically the same. A subforum only makes sense, if there is a demand for it. A post now and then wouldn't make sense. Another difficulty is, where to stop to partition the forums? Science as a whole is so broad, that it is practically impossible to cover all aspects and realms. Even in the existing categories physics and mathematics there could be easily added a couple of more. Which brings me to the my main argument: psychology isn't really part of our competence. It would open up the door for a lot of nonsense and non scientific personal stories. We already had to ban politics and philosophy, because of that. Contributions there had nothing, I mean absolutely nothing to do with political science and real philosophy. Everybody felt to be invited to publish their own personal opinion as the most valuable contribution to the fields. Those discussions will inevitable end up in arguments, personal attacks and endless themselves repeating statements, usually without the least chance to find a peer reviewed paper supporting them.
As to a DIY forum, the safety aspect - your third point - is actually the reason why it's not there. You won't imagine what people are trying to experiment with. From acids of all kind, over poisonous chemicals, high voltages and currents to unstable building constructions. This would lead to law cases in which someone might be urged to say "But an engineer (chemist, doctor) on PF has said ..." which nobody wants to risk. It would be irresponsible to support such undertakings, because what actually will happen in real life is far above our influence. The only safe safety post would be to warn before those experiments, which we frequently do on a case to case basis. Beside the legal aspect, it is also ethically irresponsible. A go-ahead-but-watch-out is easily typed far away from all consequences, especially those which might cause irreversible injuries. The only valid DIY advice is: CALL A LOCAL EXPERT!