I have had an idea kicking around in my head for some time now. It all started last summer when I was kayaking down a river and I had stopped in an eddy to relax for a moment. The rate of flow of the water was strong enough to make sizable vortices along the eddy fence around the boulder that was creating the eddy in which I was resting. These vortices reminded me of the similar way in which spacetime is curved into a singularity. Long story short; black holes have been on my mind for almost a year now. I have progressed my understanding through the formation and into the evaporation of the singularity. The fact that some matter/information is lost during the evaporation perplexes me. This does not make sense to me. My suspicion is that when the mass of the singularity reaches a point in which it no longer exceeds the Tolman-Oppenheimer-Volkoff limit the singularity becomes unstable and the remaining mass, which would have been converted to energy by the force of infinite gravity, inflates into a new dimension/universe. This is just an idea of mine. Any input and discussion would be appreciated.