The discussion centers on the complexities of the U.S. policy of not negotiating with terrorists, particularly in hypothetical scenarios where a reasonable demand could be made, such as a ransom of $100 for a hostage. Participants explore the moral and strategic implications of adhering to this policy, weighing the potential loss of lives against the risk of setting a precedent that could encourage further terrorism. Arguments are made that negotiating, even for small amounts, could undermine U.S. credibility and embolden terrorists, while others suggest that not negotiating could lead to unnecessary loss of life. The conversation highlights the difficulty in determining the reasonableness of terrorists and the subjective nature of such assessments. Ultimately, the debate reflects the tension between saving lives in the short term and maintaining a firm stance against terrorism in the long run, with no clear consensus on the best approach.