What force causes precession?

[FactChecker]

Homework Statement: Take a rope attached to the ceiling, with a rod perpendicular to it. On the end of the rod there is a spinning bicycle wheel that can be treated as a disk. What force causes the wheel to precess, if any?
Relevant Equations: T = r x F
L = I*w
dL/dt = T

In class, the prof. gave the following explanation for why the wheel precesses:
Whenever the wheel is spinning, it has a angular momentum perpendicular to its face. The torque due to gravity changes the direction of the angular momentum, causing precession.
However, this does not seem like a good enough explanation for this problem, because:
1. There is not an explanation as to why the angular momentum must be perpendicular to the wheel.

Any instantaneous linear momentum of a particle on one side of the wheel is exactly balanced by an opposite instantaneous linear momentum on the other side of the wheel. So the angular momentum can not have a component in either of those directions. The only thing left, if we want to represent angular momentum as a vector, is that the angular momentum is perpendicular to the wheel.

2. It does not explain where the force that causes precession comes from.

Angular momentum is just that -- momentum. It is not a force. The force is gravity which is trying to pull one end of the wheel down, while the other end is held up. Consider a particle on the the outer edge of the wheel. It is going in one direction and inertia wants it to keep going in that direction. When gravity tries to tile the wheel, the direction of the particle will change. In order to minimize that change, the wheel rotates in the direction of a precession. From that, you can figure it out.