Hello, I am a grade 12 Highschool student and I plan on, if all goes well, attending the University of Toronto. I love math and enjoy solving the problems. I do well in math contests and in the math courses, such as Calculus, at my school. Anyways, I need to pick a specialist program at UofT, but I would love to hear personal experiences from anywhere and anyone. I need someone's expertise to help me sort out the differences between the different kind of undergraduate programs you can take in the Mathematics area of study. First of all, I am considering the regular "Mathematics" specialist program. I hear it is extremely challenging but I think I would enjoy doing it and I get excited when I hear the material that is going to be taught at the course. What I don't like about it is, (and PLEASE correct me if I'm wrong), that it's going to be hard to find a rewarding job. I will most likely do graduate school but I don't want to become a professor, or work in research - These seem like the only options available to pure Mathematics specialist majors. It seems like Finance and Risk Management (Insurance) companies would rather hire a Finance major or "Mathematics and Economics" Major. There is also "Applied Mathematics", but I don't have a lot of information about it. I'm interested in applying it with physics and all, but I feel like I will get a lot of irrevelant information that will never help me in life. Another option that interests me is Mathematical Applications in Economics & Finance (specialist program). The thing is, even though I don't know much economics or finance, and I do know that both have great job opportunities in the future, from what I hear they seem to be really boring. Computational Mathematics seems cool, but I don't know what it is about computer's that repels me. I'm fine with working in front of a computer, but to specialize in them, or their applications doesn't appeal to me. All in all, my mind is contorting from everything I listed above. I think I am leaning towards the Mathematics specialist major, and if someone can inform me about the possibilities after completing grad school math that would be great. All help would be greatly appreciated.