hey, i am a undergraduate student earning a degree in physics. im a little unsure as to whether going immediately to grad school, or trying to get a job with a BS in physics will benefit me more when eventually attempting to pursue a career in physics. i understand that the physics careers are almost reserved for PhD's. i would also like to point out that this is my 4th college and from transferring, my credit totals are equivalent to a sophomores because i changed majors from computer animation to physics. i have accumulate a substantial amount of debt, prob around 50k and i have to admit i am getting a little nervous as to my future financial situation. any advice???