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I may not have been clear. DCA is neither "good" nor "bad", neither "winner" nor "loser". You need to understand what the alternative is. If you have a block of cash, using DCA as an excuse not to invest it right away is a losing strategy. (This is contingent only on higher expected returns when investing - but if the expected returns are lower, the optimum strategy isn't to invest slowly. It's not to invest at all.)
If you have a steady stream of cash - like most people earning a salary - you can call it "DCA" if you want, but these regular investments are still "invest what you can as soon as you can". I wouldn't want people to think this is a bad idea just because the first case is.
If you have a steady stream of cash - like most people earning a salary - you can call it "DCA" if you want, but these regular investments are still "invest what you can as soon as you can". I wouldn't want people to think this is a bad idea just because the first case is.
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