The crane cable above the hook will be vertical, with the CoG of the spreader and load being below, on the cable axis.
The stability of the system will be highly influenced by the load supported by the spreader beam, and by deformation of the virtual, close to a parallelogram, that forms below the spreader beam. Many crane accidents involve failure of one of the slings that hang below the spreader beam, as the beam tilts and transfers the full load to one side. Each of the corner chains needs to be rated for the full load.
The most typical failure occurs when, for example, an excavator is being unloaded from a vessel onto the wharf, or is being lowered down a vertical shaft. In those situations, the length of the four chains is restricted by the height of the crane jib. The most unstable case is your example, when the crane hook is at the centre of the spreader beam.
Rather than 3D, start by analysing the 2D situation, with the slings and load included.