Looking back that was a dumb reply since you said that your function only has one variable.
The critical point is nondegenerate if the second derivative at the critical point is non-zero. There are certainly degenerate critical points that are isolated: for example the point 0 for the function x4. If your definition of critical point allows for points where the derivative does not exist, then 0 for the function |x| also counts.
If a critical point is nondegenerate, say it's called x0, then it has to be isolated. If there is a sequence of points xi converging to our critical point x0 such that f'(xi)=0 for all i, then if the second derivative exists, it must be zero (in the difference quotient, looking at just choices of h such that x+h=xi shows that). If we're in the case where derivatives don't exist for the other critical points, but the derivative of x0 does exist, then the second derivative can't exist because we have a sequence of points xi such that f'(xi) does not exist converging to x0, which means that f''(x0) can't exist either