No, it's the other way around. They can be 'literated' but to keep their full meaning it can't be done in laymans terms. That is the whole point of using mathematics to construct physical models. It's not ambiguous, everything has concrete meaning which you can't fully translate to ordinary language. Especially in advanced theories such as cosmology or quantum field theory.
Well, I studied physics for 6 years at university, learned from textbooks, PhysicsForums and not from pop-sci stuff. Comprehension just 'happend'

For me matter=particles=certain states of quantum fields. If that doesn't satisfy you, well... The only thing that matters for physicists is to answer the questions "how it works?" not "what it really is and why it is so?" because at some point trying to answer the latter turns into philosophy.