Hi, I am planning to apply to Master's programs in hopes of improving my credentials and then applying to a mid-top tier PhD program afterwards. My question is partially in the title, how competitive are terminal Master's programs in Physics in comparison to PhD programs? I have heard that it is only slightly competitive. A side question then is, given 4 years of research experience in 3 different fields in physics, a 3.7 GPA, a 700 physics GRE, 155 quantitative, 152 verbal, 4.0 writing, what rank master programs am I competitive for? Edit: I don't have any publications.